The Digital Finance Summit, highly regarded for spotlighting the accelerating digitalisation of the financial industry returned this year to shape the path toward a brighter and more dynamic future at the heart of Europe.

Marking its 10th edition, FinTech Belgium proudly delivered a high-quality programme across three stages, along with an unmissable opportunity to network with leading voices and key players from the Belgian fintech ecosystem.

Let’s explore Europe’s Digital Leap in Digital Finance through 4 of the following themes:

PAYMENTS BEYOND BORDERS

The European payments landscape is undergoing a seismic shift, with initiatives like the European Payments Initiative (EPI) driving continental integration. This track explores how fintechs are at the forefront of this transformation, leveraging open banking and new technologies to innovate within the SEPA framework. We will delve into the acceleration of instant payments and sophisticated cross-border solutions benefiting both Belgian and wider European markets. Discover the latest trends in mobile payments and digital wallets, and how Request-to-Pay is redefining transactions, helping solidify Europe’s position in the global digital payment revolution.

REGULATION: STRIKING THE RIGHT BALANCE

Navigating Europe's evolving regulatory terrain, including landmark regulations like MiCA and DORA, is crucial for success in the fintech industry. This topic examines the challenge of balancing robust consumer protection with fostering innovation across the continent. We'll explore how Belgian regulators, in concert with European directives, are striving for agile frameworks that empower trust and support technological advancements. Join the discussion on creating a future-proof regulatory environment that supports sustainable growth in Belgium and contributes to Europe's leadership in responsible, transformative financial innovation. This track will explore AML, Digital Identity and managing risks in an increasingly complex and instant digital world, including discussions about the upcoming Financial Data Access Directive (FiDA).

FINTECH FOR GOOD

Fintech possesses an extraordinary capacity to drive positive societal impact across Europe and the world. This session spotlights how technology can foster financial inclusion. We will explore how Belgian fintechs are championing projects that enhance digital empowerment and support local communities, contributing to broader European goals. Discover the latest trends in accessible financial tools and sustainable finance solutions that align with EU objectives, aiming to serve underserved populations and promote financial literacy. This is about leveraging innovation for purpose, ensuring Europe’s digital leap creates a more equitable financial ecosystem for all.

LEVERAGING ARTIFICIAL INTELLIGENCE

Artificial Intelligence is rapidly reshaping the financial industry across Europe, with both agentic and generative AI offering transformative potential. This session will explore how financial institutions and fintechs are pioneering AI-driven solutions, from hyper-personalised banking to advanced fraud detection, contributing to the continent's innovation. We will unpack the distinctions and synergies between these AI forms within the EU's evolving regulatory AI framework. Discover the cutting-edge AI trends that are enabling a more intelligent, efficient, and customer-centric financial future for both Belgium and the wider European market.

European FinTech Pitch Battle

Ten selected fintech, insurtech, and regtech companies took over Stage 2 at the Digital Finance Summit, pitching Dragon’s Den style in front of a jury of investors for a chance to win one of four awards and prizes, including coaching sessions, books, event access, and more.

The Finalists

Startups: Beep, Blue41, Finrack, NabuTech, Prismos

Scale-ups: AQRISK Banking Solutions, Copla, MyProved, Prismos, StaBillon, Vyntra

🏆 Startup Pitch Award – Prize of the Jury: Prismos
Pitched by Co-founder & CEO Pepijn Mores
🏆 Scale-up Pitch Award – Prize of the Jury: Vyntra Global
Presented by Product Manager Joris Lochy
🏆 Coup de Cœur Award: Blue41
Pitched by Co-founder Thomas Vissers
🏆 Public Vote Award: Beep
Represented by Co-founder Maria Vittoria Dalla Rosa Prati

INTERACTIVE SESSIONS

IMMERSIVE ROUNDTABLES

Our Immersive Roundtables are the result of a clear request from our attendees who wish to to actively contribute to the discussions with experts from across Europe. This year’s sessions focused on Alternative Methods of Funding, Digital Assets and Stablecoins, Trust, AI and Fraud Detection and the Revolution in Payments around E-Invoicing and Credit Collection.

Each session offered a lively space to share insights, challenge ideas and explore the future of financial innovation together

TRAINING

Thanks to our partner Febelfin Academy, attendees are able to attend a training on Third-Party Risk Management through the lens of the Digital Operational Resilience Act (DORA) and the EBA/EIOPA/ESMA Guidelines. Participants will walk away from this session with a clear compliance roadmap covering the key stages of the third-party lifecycle - from due diligence and contracting to ongoing monitoring, subcontracting, and exit strategies - and concrete insights on how to align regulatory expectations with operational realities.

This training will give its attendees several accredited training points.

WORKSHOP

With the support of our partner Approach Cyber attendees can join a session dedicated to understanding how ICT third-party providers are affected by their clients’ growing Third-Party Risk Management (TPRM) requirements. Participants will gain clear insight into why robust incident response planning and continuous oversight of third-party relationships are essential to maintaining operational resilience.